Dental, Vision, & Hearing | Insurance Plan for Seniors
Dental, Vision and Hearing Insurance for Seniors. All-in-One Insurance Plan
Overview
One of the most common questions we receive from our clients is "Does Medicare cover Dental, Vision or Hearing?" Unfortunately, the short answer is no, it doesn't. However, there is an affordable "all-in-one" plan through Manhattan Life that we highly recommend to our clients which provides coverage for all three - dental, hearing and vision! Our clients love this plan because it's affordable, offers all three services in one plan, requires no networks, provides coverage from day one, doesn't ask any obligatory health questions to be approved, and the list goes on and on! Since your Medicare coverage itself doesn't cover the basic routine and preventative services that people normally need when it comes to dental, vision & hearing - nor does it cover any out-of-pocket expenses or copays; you'll need to add some type of supplemental insurance to your Medicare plan. That is where this plan comes in, and makes a great alternative for what Medicare doesn't cover.
Great Benefits Included With This Plan
Affordable plans as low as $31 per month Up to $1,500 annual maximum per year in coverage Enrollment eligibility available for ages 18 - 85 years old No networks! You can choose ANY dentist provider. No strings attached. No health questions: You are guaranteed acceptance no matter what your health history is Benefits increase each year up to 80% in coverage Family dental plans are available No waiting periods: Coverage starts day one for preventive & basic services Guaranteed approval: Your application will be approved - no questions asked! Easy application process: You can apply online right over the phone in about 5 minutes. Simply give us a call and we can fill out the application for you! Month-to-month policy with no contract Guaranteed renewable to age 85 - policy auto-renews annually
Dental Benefits
Wouldn't it be great to see your favorite dentist without worrying if they will accept your insurance plan, or stressing about paying additional out-of-pocket expenses? Well we have good news - with this plan, you won't have to. Yep, you heard that right! No network restrictions. How great is that? Additionally, this Manhattan Life Assurance plan provides immediate coverage for preventative & basic routine services, without any obligatory health questions or waiting periods.
Services that Medicare does not cover, but would be covered with this plan:
Routine checkups & cleanings (every 6 months) Fillings X-Rays Dentures Crowns Root canals Tooth extractions Implants Bridges Oral Surgery Cosmetic treatments
Vision Benefits
Visits to the optometrist and eye exams typically are not typically covered by Medicare. Additionally, individual standalone vision insurance plans for seniors are difficult to find. That's why this Manhattan Life "all-in-one" plan that includes dental & vision is a popular option among our clients. This plan includes things such as: Basic eye exams or eye refraction Eyeglasses Contact lenses Vision coverage is included in this plan at no additional cost to help cover eye exams, eyeglasses and contact lenses. A great benefit of this vision plan is that your coverage is effective immediately. Need an eye exam? You're covered right away. Another great advantage of this plan is your coverage increases for eye exams the longer you have the plan. Also, there are no networks so you can choose your own eye doctor (just like the dental & hearing benefits).
Hearing Benefits
Hearing coverage is another much needed service that is also not covered by Medicare. As we age, our hearing often begins to decline and having regular hearing exams can help identify problems early on. So, there's good news and bad news when it comes to hearing coverage for those over 65... The bad news is that Medicare doesn't cover hearing exams or hearing aids. As some of you may already know, hearing aids can be very expensive without any coverage. However, the good news is that this plan includes hearing coverage! Including some of the following: Hearing exams Hearing Aids Hearing Aid repairs Other miscellaneous hearing supplies Additionally, today's hearing aids are very small. You can get something that fits comfortably in your ear and is barely noticeable. Even if you don't need hearing services today, you will have the peace of mind knowing this great additional benefit will be there when you need it in the future at no additional cost to you.
Want To Learn More About This Plan? Check Out The Video Below!
This plan almost sounds too good to be true, huh? Well, we are thrilled to inform you this plan is the real deal! It's really that simple. No fine print. No hidden fees. That is why this plan is the #1 Dental, Vision & Hearing plan among our clients. Just because there is no Medicare dental, vision & hearing coverage doesn't mean you have to go without! Ready to sign up or have questions? Call 702-768-7999 or email medicareadvisor.scott@gmail.com and we will be happy to help.
FAQ'S about this Dental, Vision & Hearing Plan
No problem, you are still covered. All you have to do is have your dentist give you an itemized receipt, and send it to Manhattan Life and they will reimburse you for your visit. The application process is quick and easy. You can call Thrive 65 at 702-768-7999 or contact us and we can help you sign up over the phone in just a few minutes. Most dental plans (including this plan) require a 12-month waiting period for crowns, bridges, root canals, and full mouth extractions. However, while you're waiting, you can get all of your preventative and basic services done including: cleanings, fillings, and extractions. We completely understand it's not necessary to pay more for coverage that you don't need. However, we have found that this plan typically provides a better value than a dental plan alone. From a price stand-point, dental plans typically cost around the same price, and you're much more likely to make full use of your benefits when you combine all three popular services into one plan. Also, you never know when you might need vision or hearing services, so as they say, "better safe than sorry", especially with your health! This dental, vision & hearing plan has a 30-day right to return, so that means Manhattan Life Assurance will issue a full refund if you are not happy within 30 days of your effective enrollment date. 6 months. Yes, 6 months. Please note that if you try to see the dentist before the 6-month mark, your service will not be covered. 12 months. Major dental services include (but not limited to): bridges, crowns, full dentures or partials, full mouth extractions, and root canals. The waiting period is: Year 1 - 0% Year 2 - 70% Year 3 and thereafter - 80%